How to Make UPI Payments Without an Internet Connection: A Step-by-Step Guide
Have you ever
had an Internet connection go down while trying to send money online via Google
Pay, Paytm, or PhonePe? If so, then *99# is a USSD (Unstructured Subscription
Service Data) mobile banking service that can help. You can request money and change
your UPI PIN without connecting to the internet.
*99# provides banking services for all
citizens of the country. It is available in 13 languages, including English and
Hindi, and is offered by 83 banks and four telecom service providers. This is
how to set it up and make offline UPI payments.
Install UPI payments offline
1.
Use your feature phone or
smartphone to dial *99#. This service will not work if you use the same phone
number linked to your bank account.
2.
Next, select your preferred
language and enter your bank account.
3.
A list of linked bank accounts
will appear to you. Click the appropriate option to choose the account that
interests you.
4.
Enter the 6th digit and the expiry
dates.
5.
After setting it up
successfully, you can use UPI to make payments, even without an Internet
connection.
Pay offline with UPI.
1.
To send money, dial *99#
from your phone and type 1
2.
Select the option you prefer
and enter the UPI ID/phone number/bank account number of the person you wish to
send money to.
3.
Next, enter your UPI PIN and
the amount.
4.
Once your payment is
successful, you will be charged Rs. Use the *99# service to get 0.50 per
transaction.
The maximum current limit for this
service is Rs. Rs. 5,000 per transaction. This is a great idea. Please let us
know if you find it useful in the comments.
